baby cots beds

i am going mad am running into debts how am i going to get out of them?
my first debt is the instalment of the car 2500$ second small debts are reaching 1000$ also i forgot my car instalment is every month i have to pay for the car 800$ i havent bought a baby cot bed for my new born child i really dont know where am heading also my wife is not that appreciative she just wants what she wants and she is right as a husband i must cater for my family so what am i to do
You AND your wife have to sit down when the babe is asleep and do a budget! First use your records to list all the bills you have. Start with bills that come every month like your car loan, lights, water, mortgage/rent, phone…then add in your quarterly bills like taxes or car registration. Then add in what you spend at the grocery store and shopping for non-essentials. List EVERYTHING including the DATE it is due. It is kind of fun!
I use an excel spreadsheet and a calender to list what bills are due every paycheck. I check them off once paid. Make sure credit and loans are first to pay b/c interest and penalties will accrue if late and they are usually the largest. It will take some time and some figuring but try to even the amount of bills due over the month. Once you get into a system you can then say, ” We have $— to buy that extra thing we need” or “We can save $25 a week for the babe”.
Your wife has to be part of it as a responsible parent. You may argue over some items but the end result of keeping your head out of the water to reduce stress and care for your child appropriately has to be pointed out. She needs to understand also that items do not have to be brand-new. Babies grow out of stuff quickly and there are yard sales and out-grown shops that offer some good items. Good Luck!
Mamalittlehelper Baby Hammock / Cot / Bed www.mamalittlehelper.com
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Regalo My Cot Portable Bed, Navy $20.00 One Cot, Numerous Uses Perfect for sleepovers, camping, or day care, the My Cot Portable Toddler Bed will surely encourage your toddler to get to bed. Very convenient, as it lifts children a bit above the ground to keep them dry and comfy at all times, this bed is also easy to set up and fold down, and it folds down to a fraction of its set-up size for easy portability. Made with a lightweight des… |
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KidKraft Nantucket Toddler Cot $89.99 Our Nantucket Toddler Bed is sized just-right for toddlers. Using the same size mattress as a crib mattress, the transition from crib to bed becomes easier and hassle-free. With wainscoting wooden bed rails to keep kids safe, our Nantucket Toddler Bed is finished in white with elegant, smooth lines. Plus, a low-to-the-ground base and mattress offers easy access for toddlers, encouraging independen… |
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KidKraft Modern Toddler Cot $92.00 Dimension: 63.62L x 31W x 18.25H Finish: Natural Material: Wood Kid’s Natural Modern Toddler Cot Bed/Bench Our Modern Toddler Cot has a simple, modern look and helps make the transition from a crib to a regular bed as painless as possible for the young ones in your life Features: Bench at the foot of the cot can be used for storage or additional seating Decorative… |
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Kidkraft Boat Toddler Cot $166.99 Getting a good night’s sleep is smooth sailing with the Boat Toddler Cot. With its creative design and quality craftsmanship, this toddler cot will make your child’s transition from a crib to a regular bed as painless as possible. Features: Convenient storage compartment Decorative bed rails to keep kids safe Low enough to the ground to allow easy access for kids Fits most crib mattresses Mattres… |
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ACRYLIC WALL MIRROR 24 x 48 $75.00 “Our safe acrylic mirrors encourage little ones to entertain themselves while developing visual perception. Corners are predrilled for easy installation. AM-48 (24″” W x 48″” H)”… |
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T2 Travel Cot – Red $149.99 Regal Lager Phil & Teds T2 Travel Cot Red it weighs less than the baby! The t2 is perfect for traveling with younger children that need a quiet safe place for naps & bedtime. It is lightweight, quick & easy to assemble – perfect for short visits with friends & family. The t2 comes with its own travel bag & can be used inside or out. The unique mesh offers an 80 UV protection, & keeps … |
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T2 Travel Cot – Royal Blue $149.99 The light, strong, compact & versatile travel cot The T2 is perfect for travelling with younger children that need a quiet safe place for naps and bedtime. It is lightweight, quick and easy to assemble perfect for short visits with friends and family. The T2 comes with its own travel bag and can be used inside or out. The uniqe mesh offers an 80 UV protection, and keeps the bugs out. Use it at… |
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45 Baby Nursery Decorating Tips $5.88 Are You Expecting A Bundle of Joy in The Near Future?Congratulations!https://dtp.amazon.com/mn/dashboardThis is such special time in your life, you want everything to be just perfect, especially the nursery for your baby.45 Baby Nursery Decorating Tips can help! How can you ensure your nursery is perfect? The special report, â45 Baby Nursery Decorating Tipsâ will help! This report is chu… |
