baby cots beds
i am going mad am running into debts how am i going to get out of them?
my first debt is the instalment of the car 2500$ second small debts are reaching 1000$ also i forgot my car instalment is every month i have to pay for the car 800$ i havent bought a baby cot bed for my new born child i really dont know where am heading also my wife is not that appreciative she just wants what she wants and she is right as a husband i must cater for my family so what am i to do
You AND your wife have to sit down when the babe is asleep and do a budget! First use your records to list all the bills you have. Start with bills that come every month like your car loan, lights, water, mortgage/rent, phone…then add in your quarterly bills like taxes or car registration. Then add in what you spend at the grocery store and shopping for non-essentials. List EVERYTHING including the DATE it is due. It is kind of fun!
I use an excel spreadsheet and a calender to list what bills are due every paycheck. I check them off once paid. Make sure credit and loans are first to pay b/c interest and penalties will accrue if late and they are usually the largest. It will take some time and some figuring but try to even the amount of bills due over the month. Once you get into a system you can then say, ” We have $— to buy that extra thing we need” or “We can save $25 a week for the babe”.
Your wife has to be part of it as a responsible parent. You may argue over some items but the end result of keeping your head out of the water to reduce stress and care for your child appropriately has to be pointed out. She needs to understand also that items do not have to be brand-new. Babies grow out of stuff quickly and there are yard sales and out-grown shops that offer some good items. Good Luck!
Mamalittlehelper Baby Hammock / Cot / Bed www.mamalittlehelper.com
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Regalo My Cot Portable Bed – Navy $32.54 One Cot, Numerous Uses Perfect for sleepovers, camping, or day care, the My Cot Portable Toddler Bed will surely encourage your toddler to get to bed. Very convenient, as it lifts children a bit above the ground to keep them dry and comfy at all times, this bed is also easy to set up and fold down, and it folds down to a fraction of its set-up size for easy portability. Made with a lightweight des… |
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KidKraft FireTruck Toddler Cot $118.99 KidKraft Firefighter Bedroom Set. Toddler – sized furnishings for your little hero! Every little kid dreams about being a hero… what better place to do the dreaming than a room decked out with super-cool Firefighter-themed furniture! Fire Truck Toddler Bed: Fits all standard-sized crib mattresses for a fun and easy transition from the crib to a bed. The low-to-the-ground design and ladder guard … |
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Phil & Ted’s Traveller Portable Travel Crib … |
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KidKraft Modern Toddler Cot $92.00 Dimension: 63.62L x 31W x 18.25H Finish: Natural Material: Wood Kid’s Natural Modern Toddler Cot Bed/Bench Our Modern Toddler Cot has a simple, modern look and helps make the transition from a crib to a regular bed as painless as possible for the young ones in your life Features: Bench at the foot of the cot can be used for storage or additional seating Decorative… |
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T2 Travel Cot – Royal Blue $149.99 The light, strong, compact & versatile travel cot The T2 is perfect for travelling with younger children that need a quiet safe place for naps and bedtime. It is lightweight, quick and easy to assemble perfect for short visits with friends and family. The T2 comes with its own travel bag and can be used inside or out. The uniqe mesh offers an 80 UV protection, and keeps the bugs out. Use it at… |
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T2 Travel Cot – Red $149.99 The T2 is perfect for travelling with younger children that need a quiet safe place for naps and bedtime. It is lightweight, quick and easy to assemble perfect for short visits with friends and family. The T2 comes with its own travel bag and can be used inside or out. The uniqe mesh offers an 80 UV protection, and keeps the bugs out. Use it at grandma’s, in the hotel, for camping, or on the bea… |
